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Buying Real Estate, Mortgages, Investment Property in Ocean City, MD, Real Estate Investing, short term rental investing, Airbnb Investing, First Time Home Buyers

Conventional Home Loans: Financing a Home Simplified for HomeBuyers

Whether you’re exploring a primary home, vacation home, or long‑term rental in the Ocean City area, this guide is designed to jump‑start your research so you understand how conventional financing works, what to expect during approval, and how to use these loans in a long‑term real estate investment plan.

In this blog, you’ll get a practical overview of how a conventional home loan can support you as a homebuyer or investor. We’ll look at how down payments, credit scores, and property type shape your options so you know what’s realistic for your situation, and how lenders treat primary residences, second homes, and investment properties differently—and why that matters for your strategy.

Michael Nolen
By Michael Nolen
on January 13, 2026 at 2:52 PM
   
Conventional Home Loans: Financing a Home Simplified for HomeBuyers

Whether you’re exploring a primary home, vacation home, or long‑term rental in the Ocean City area, this guide is designed to...

Michael Nolen
By Michael Nolen
on January 13, 2026 at 2:52 PM
USDA Home Loans for Homebuyers: Zero-Down Mortgages Simply Explained

For many first-time homebuyers in Worcester County, Maryland, saving for a down payment is the biggest barrier to buying a...

Michael Nolen
By Michael Nolen
on January 13, 2026 at 11:39 AM
What is an FHA Home Loan for Buying a Home?

An FHA loan is a mortgage insured by the Federal Housing Administration and designed to help more buyers—especially first-time...

Michael Nolen
By Michael Nolen
on January 12, 2026 at 3:20 PM
VA Home Loans: A Beginner Guide for the Veterans Mortgage

A VA loan is a government-backed mortgage program created to help eligible veterans, active-duty service members, and surviving...

Michael Nolen
By Michael Nolen
on January 12, 2026 at 2:38 PM
Beginners Guide: Home Inspection Contingency in Maryland Real Estate

Home inspections are an important part of a contract when buying a home. Home inspections in Maryland real estate transactions...

Michael Nolen
By Michael Nolen
on March 4, 2019 at 10:59 AM
5 Common Boat Docks with Ocean City, MD Real Estate

Are you searching for bayfront real estate in Ocean City, MD with a boat slip? Then, this article is for you! I’ll share the 5...

Michael Nolen
By Michael Nolen
on November 6, 2018 at 3:00 PM
8 Best Practices for Buying Coastal Real Estate in Ocean City, MD

Buying Ocean City, MD real estate can be a bit different from many inland real estate areas. From flood areas to researching...

Michael Nolen
By Michael Nolen
on May 4, 2018 at 12:24 PM
Why Automated Valuation Models Are Poor Home Value Tools?

When researching real estate and homes for sale, you spend a lot of time looking at pictures, planning the right location, and...

Michael Nolen
By Michael Nolen
on June 6, 2017 at 4:02 PM
Why I Love Home Inspections (and You Should Too!)

A home inspection is one of the most valuable tools in the home buying process. It allows you to examine the physical condition...

Michael Nolen
By Michael Nolen
on February 3, 2017 at 4:39 PM
5 Things About Short Sales You’ll Kick Yourself for Not Knowing

To get straight to the point, short sales aren’t short. Often, the process is delayed, but with better preparation you could...

Michael Nolen
By Michael Nolen
on November 29, 2016 at 9:00 AM
How to Find Foreclosures in Ocean City, MD? [BUYERS GUIDE]

If you’re looking for that perfect beach place and want to find a great bargain, you may want to considering finding ...

Michael Nolen
By Michael Nolen
on November 3, 2016 at 8:30 AM

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