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Buying Real Estate, Mortgages, First Time Home Buyers

What is an FHA Home Loan for Buying a Home?

An FHA loan is a mortgage insured by the Federal Housing Administration and designed to help more buyers—especially first-time and moderate-income homeowners—qualify for financing. One of its biggest advantages is a low down payment option of just 3.5%, paired with flexible credit guidelines compared to many conventional loans.

In this article, I’ll walk you through the core advantages so you can quickly understand how this home loan program works when buying a home.

Michael Nolen
By Michael Nolen
on January 12, 2026 at 3:20 PM
   
What is an FHA Home Loan for Buying a Home?

An FHA loan is a mortgage insured by the Federal Housing Administration and designed to help more buyers—especially first-time...

Michael Nolen
By Michael Nolen
on January 12, 2026 at 3:20 PM
VA Home Loans: A Beginner Guide for the Veterans Mortgage

A VA loan is a government-backed mortgage program created to help eligible veterans, active-duty service members, and surviving...

Michael Nolen
By Michael Nolen
on January 12, 2026 at 2:38 PM

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