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Buying a Home, Mortgages, Maryland Real Estate, Affordable Housing, Delaware Real Estate

Your Mortgage to Income Ratio (and How it Benefits You?)

Buying a home or condo is an exciting part in anyone's life. One important step in many buying processes is getting a mortgage loan. Understanding your mortgage to income ratio is particularly useful and your mortgage payment is an important monthly expense.

In this post, I'll explain how you can easily calculate your mortgage to income ratio and use it to prepare for buying a home.

Michael Nolen, Realtor®
By Michael Nolen, Realtor®
on April 4, 2019 at 11:39 AM
   
Your Mortgage to Income Ratio (and How it Benefits You?)

Buying a home or condo is an exciting part in anyone's life. One important step in many buying processes is getting a...

Michael Nolen, Realtor®
By Michael Nolen, Realtor®
on April 4, 2019 at 11:39 AM
Beginners Guide: Home Inspection Contingency in Maryland Real Estate

Home inspections are an important part of a contract when buying a home. Home inspections in Maryland real estate...

Michael Nolen, Realtor®
By Michael Nolen, Realtor®
on March 4, 2019 at 10:59 AM
7 Common Home Sale Contingencies in Maryland Real Estate

Whether you're a homebuyer or home seller, you want to be educated about the common home sale contingencies that could...

Michael Nolen, Realtor®
By Michael Nolen, Realtor®
on February 27, 2019 at 9:25 AM
What’s My Home Value!?! The Truth About Zestimates!

It's not uncommon to talk with home buyers and home sellers about home values. "What's my home worth?" is a fair question....

Michael Nolen, Realtor®
By Michael Nolen, Realtor®
on December 10, 2018 at 12:00 PM
How Rising Interest Rates Impact Home Buying Power?

Interest rates today are much lower compared to rates before the collapse of the US housing market when a good rate was...

Michael Nolen, Realtor®
By Michael Nolen, Realtor®
on May 2, 2018 at 11:52 AM
Consumer's Guide to the Maryland Foreclosure Process

Let’s face it, the Maryland foreclosure process is confusing! With lender's giving homeowners the run-around, and the...

Michael Nolen, Realtor®
By Michael Nolen, Realtor®
on December 21, 2017 at 12:32 PM
6 Steps to Buying a Home Before Selling a Home

Many homeowners are interested in selling their home, and want to down size, up size or re-invest in an opportunity. Some...

Michael Nolen, Realtor®
By Michael Nolen, Realtor®
on October 19, 2017 at 9:18 AM
Why Paying Your Homeowners Association Fees Beats Foreclosure?

If you are struggling to make your monthly mortgage payments on your home or condo, you may not want to stop paying your HOA...

Michael Nolen, Realtor®
By Michael Nolen, Realtor®
on July 13, 2017 at 7:00 AM
7 Key Benefits of Buying a Home with a USDA Loan

You’re ready to buy a home with a loan that allows for a small down payment. While there are many financing options, few...

Michael Nolen, Realtor®
By Michael Nolen, Realtor®
on July 8, 2017 at 9:00 AM
How Much Mortgage Can I Afford (with a $1,200 Payment)

Before selling real estate for a living, I helped client's with mortgage loans and later helped homeowners find alternatives...

Michael Nolen, Realtor®
By Michael Nolen, Realtor®
on July 1, 2017 at 9:00 AM
Why I Love Home Inspections (and You Should Too!)

A home inspection is one of the most valuable tools in the home buying process. It allows you to examine the physical...

Michael Nolen, Realtor®
By Michael Nolen, Realtor®
on February 3, 2017 at 4:39 PM

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